Terms of Use
Last updated: May 3, 2026
By downloading, installing, or using PippMoney (the "app"), you agree to these terms. If you don't agree, please don't use the app.
1. The app
PippMoney is a personal expense-tracking app that runs entirely on your device. It is provided free of charge.
2. Your responsibility for your data
All data you enter into PippMoney is stored locally on your device. You are solely responsible for your data, including making backups (using the in-app Export feature) and keeping those backups safe.
If you delete the app, reset your device, or lose access to it, the data inside the app may be lost. We have no copy of it and cannot recover it.
3. No financial advice
PippMoney helps you track spending. It does not provide financial, investment, accounting, tax, or legal advice. Numbers shown by the app (such as daily averages or projections) are tools for personal reflection, not professional recommendations. Always make your own judgment, and consult a qualified professional for advice specific to your situation.
4. Acceptable use
You agree not to:
- Reverse-engineer or tamper with the app in violation of applicable law;
- Use the app for any unlawful purpose;
- Distribute modified versions of the app as if they were ours.
5. Intellectual property
The PippMoney name, logo, design, and code are owned by the developer. You receive a personal, non-exclusive, non-transferable licence to use the app on devices you own or control, subject to these terms and the rules of the App Store or Google Play, whichever you downloaded it from.
6. App Store & Google Play terms
If you downloaded PippMoney from the Apple App Store, you also agree to Apple's Licensed Application End User License Agreement (the "EULA"), which applies in addition to these terms. Apple is not a party to these terms and is not responsible for the app or its content.
If you downloaded PippMoney from Google Play, your use is also subject to Google Play's Terms of Service.
7. Disclaimer of warranties
The app is provided "as is" and "as available", without warranties of any kind, express or implied, to the maximum extent permitted by law. We do not warrant that the app will be uninterrupted, error-free, or that any defects will be corrected.
8. Limitation of liability
To the maximum extent permitted by applicable law, the developer shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of data, profits, or use, arising out of or in connection with your use of the app.
9. Changes to these terms
We may update these terms from time to time. The most recent version will always be at this URL, with a "last updated" date at the top.
10. Contact
Questions about these terms? Email hoang@hoangphan.com.