Terms of Use
Last updated: May 25, 2026
By downloading, installing, or using PippMoney (the "app"), you agree to these terms. If you don't agree, please don't use the app.
1. The app
PippMoney is a local-first personal expense-tracking app. It is available as a free download and offers an optional one-time Premium in-app purchase.
2. Your responsibility for your data
Data you enter into PippMoney is stored locally on your device by default. You may create a manual exported backup, use optional iCloud Backup on iOS when available to Premium users, or rely on Android system backup when enabled and performed by the operating system. You are responsible for maintaining a usable backup of data you want to preserve.
If you delete the app, reset your device, or lose access to it, the data inside the app may be lost unless it can be restored from an available backup. We do not hold a copy on a PippMoney server and cannot recover it for you.
3. Premium purchase
Premium is an optional one-time in-app purchase processed through Apple App Store or Google Play and verified using RevenueCat. The price is displayed before you confirm a purchase. Restoring access and any refund request are subject to the applicable app store's account and refund policies.
4. No financial advice
PippMoney helps you track spending. It does not provide financial, investment, accounting, tax, or legal advice. Numbers shown by the app (such as daily averages or projections) are tools for personal reflection, not professional recommendations. Always make your own judgment, and consult a qualified professional for advice specific to your situation.
5. Acceptable use
You agree not to:
- Reverse-engineer or tamper with the app in violation of applicable law;
- Use the app for any unlawful purpose;
- Distribute modified versions of the app as if they were ours.
6. Intellectual property
The PippMoney name, logo, design, and code are owned by the developer. You receive a personal, non-exclusive, non-transferable licence to use the app on devices you own or control, subject to these terms and the rules of the App Store or Google Play, whichever you downloaded it from.
7. App Store & Google Play terms
If you downloaded PippMoney from the Apple App Store, you also agree to Apple's Licensed Application End User License Agreement (the "EULA"), which applies in addition to these terms. Apple is not a party to these terms and is not responsible for the app or its content.
If you downloaded PippMoney from Google Play, your use is also subject to Google Play's Terms of Service.
8. Disclaimer of warranties
The app is provided "as is" and "as available", without warranties of any kind, express or implied, to the maximum extent permitted by law. We do not warrant that the app will be uninterrupted, error-free, or that any defects will be corrected.
9. Limitation of liability
To the maximum extent permitted by applicable law, the developer shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of data, profits, or use, arising out of or in connection with your use of the app.
10. Changes to these terms
We may update these terms from time to time. The most recent version will always be at this URL, with a "last updated" date at the top.
11. Contact
Questions about these terms? Email support@hoangphan.com.